Muhammad is a seasoned full-stack and GenAI developer with over 3 years of experience. He leads the developers team at Effifinance AI, driving innovation and delivering cutting-edge solutions.
Chartered Management Accountant (ACMA) with 20 years of senior managerial experience at leading companies such as Shell Pakistan and international groups. Key roles included coordinating World Bank and ADB projects for Pakistan's infrastructure, liaising with FBR officials, provincial authorities, and project management units, and handling SRB responses.